Money on Autopilot

AI Transforming Personal Finance

77% of Americans feel financially stressed. AI Agents come to the rescue.

Generative AI with Autonomous agents making decisions on your behalf create “self-driving money” adapting to your Life situation.

↳ Fintech Startups serve Money on Autopilot to help consumers:

• Save and spend

• Make investments

• Plan for retirement

• Manage debt

• Prepare/file taxes

• And more!

↳ The rise of the Superapps -think Revolut and Robinhood combined - become an AI accountant and wealth manager for the masses.

↳ Importantly, consumers don't have to change providers—they continue to use separate apps for investing, saving, spending, etc., the autopilot providing an optimisation layer across these apps.

↳ Signal: Fintech Bud already autonomously moves money between accounts to optimise interest earnings.

Bud Financial's results speak for themselves: -Generated $500+ in additional profit for 27$460 in overdraft fees

↳One in five adults now believe computer algorithms can make better financial decisions on their behalf.

↳Banks need to change their models to make the AI agents their clients and not only humans.

The best products will have incredibly fast and smooth onboarding and a “set it and forget it” motion, with success measured on how much of their wallet or portfolio a user hands over to them over time.

AI-powered autonomous finance is democratising wealth management, making sophisticated financial optimisation accessible to everyone, regardless of expertise or resources.

Author

AiUTOMATING PEOPLE, ABN ASIA was founded by people with deep roots in academia, with work experience in the US, Holland, Hungary, Japan, South Korea, Singapore, and Vietnam. ABN Asia is where academia and technology meet opportunity. With our cutting-edge solutions and competent software development services, we're helping businesses level up and take on the global scene. Our commitment: Faster. Better. More reliable. In most cases: Cheaper as well.

Feel free to reach out to us whenever you require IT services, digital consulting, off-the-shelf software solutions, or if you'd like to send us requests for proposals (RFPs). You can contact us at [email protected]. We're ready to assist you with all your technology needs.

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